ID Theft Product

Find out more about our ID Theft product and recovery coverage.

Identity Theft Restoration Services:

You are being provided a Fully Managed Identity Theft Restoration Service in case
you become a victim. This will give you the peace of mind and help you remain
productive at work and at home while we restore your identity to pre-theft status.

Restoration Features & Benefits:

Who’s Covered: Any adult enrollee age 18 or older and their family members including: a spouse or domestic partner, and up to 5 dependents under the age of 18 who permanently live in the residence at the time of the identify theft event.
Identity Assessment: We immediately assess your identity theft situation and assign an Identity Certified Recovery Expert to your case.
Limited Power of Attorney: You will sign a limited power of attorney giving our recovery experts the authority to work on your behalf.
Recovery Expert: Your Recovery Expert works on your behalf with all agencies and business, where fraudulent activity has been detected to erase the damage done by identity thieves.
Case Management: Your case remains on file for 36 months in case of recurring theft events.
Victims: If you become a victim, after our team restores your identity to pre-breach status ITFS will provide 12 months FREE credit monitoring while you are a member of Identity Theft Fraud Solutions.
Pre-Existing: Once you are a member of ITFS and find out that your identity was compromised prior to enrollment you will have coverage. If our recovery experts find out that you had been informed that you were a victim of identity theft you have no coverage.
Police Report: Provide assistance with filing a report. Document Recovery / Lost Wallet Assistance: If you lose your wallet or other sensitive documents, we will help you protect yourself by guiding you in the recovery and/or re-issuance of “breeder documents,” such as a driver’s license, passport or Social Security card.
Credit Freeze: Provide assistance and guidance in placing fraud alerts on the member’s credit files with the three major credit bureaus.
Credit Report: Provide assistance and guidance in placing fraud alerts on the member’s credit files with the three major credit bureaus.
Who our Recovery Experts work with:
• Credit card companies
• Financial Institutions
• All three Credit Repositories
• Federal Trade Commission
• Social Security Administration
• Department of Motor Vehicles
• US Postal Services
• Law Enforcement and Federal Agencies
• Medical Information Bureau (MIB)

Expense Reimbursement Features and Benefits:

Policy Amount: $25,000 for expenses (see policy endorsement for full definitions)
No Deductible
Expenses Covered:
• Notarizing fraud affidavits
• Certified mail costs
• Lost wages with a maximum of $1000 per week for a max of five weeks
• Loan application fees to re-apply
• Legal Fees
• Removal of any criminal or civil judgments
• Charges for long distance calls to discuss your identity theft
• Cost for daycare or eldercare incurred by result of identity theft